Commission Disclosure — Money Mantra

Our Commission Policy

Money Mantra (ARN-95076) is an AMFI-registered Mutual Fund Distributor. We disclose all commissions received from AMCs as required by SEBI and AMFI.

We receive only trail commission — no upfront commissions, no one-time incentives
Commission is paid by the AMC — no direct charge to investors
We do not accept gifts, travel, or non-cash incentives from AMCs
Recommendations are based on investor suitability, not commission rates
Your commissions are visible in your Consolidated Account Statement (CAS)

Scheme-Category Wise Trail Commission Ranges

The table below shows indicative trail commission ranges received by Money Mantra from AMCs. Actual commissions vary by AMC, scheme, AUM level, and prevailing regulatory guidelines.

#	Scheme Category	Trail Commission Range (% p.a.)	Notes
1	Liquid / Overnight Funds	0.05% – 0.25%	Very low — high liquidity
2	Ultra Short / Low Duration	0.15% – 0.50%	Short-term parking
3	Short Term / Corporate Bond	0.40% – 0.80%	Income-oriented debt
4	Credit Risk Funds	0.50% – 1.00%	Higher risk debt
5	Gilt Funds	0.15% – 0.90%	Government securities
6	Dynamic Bond / Banking & PSU	0.40% – 0.90%	Actively managed debt
7	Arbitrage Funds	0.55% – 0.75%	Low-risk arbitrage
8	Conservative Hybrid	0.60% – 1.00%	Debt-heavy hybrid
9	Balanced Advantage / DAA	0.75% – 1.30%	Dynamic allocation
10	Aggressive Hybrid	0.90% – 1.40%	Equity-heavy hybrid
11	Large Cap Funds	0.65% – 1.20%	Top 100 companies
12	Multi-Cap / Flexi-Cap	0.80% – 1.50%	Diversified equity
13	Mid Cap Funds	0.80% – 1.60%	101–250 ranked companies
14	Small Cap Funds	0.90% – 1.75%	251+ ranked companies
15	Thematic / Sectoral	0.80% – 1.75%	Sector-specific equity
16	ELSS (Tax Saving)	0.65% – 1.75%	3-year lock-in, 80C
17	Index Funds / ETFs	0.05% – 0.40%	Passive — lowest commission
18	Fund of Funds	0.20% – 0.50%	Subject to underlying TER
19	International / Overseas Funds	0.50% – 1.25%	Feeder funds
20	Fixed Maturity Plans (FMPs)	Variable	Case-to-case basis

Mandatory Regulatory Statements

Investments facilitated by Money Mantra are in Regular Plans involving payment of trail commission
Direct Plans are available at lower expense ratios through AMC websites — no distributor commission
Commissions are within SEBI-prescribed TER limits — no additional charges to investors
Scheme-specific commission details available on request from Money Mantra
This disclosure is updated periodically as regulations and AMC structures change

Entity Registration Details — Money Mantra

Legal Name / Entity	Viral Vijay Bhatt (Proprietor — Money Mantra)
Entity Type	Individual / Proprietorship
CIN	[CIN — Not publicly disclosed. Update when available]
PAN	[PAN — Update when available]
AMFI MF ARN	ARN-95076 \| Initial Reg: [Initial ARN Registration Date — Verify at AMFI] \| Valid: [Current ARN Validity From — Verify at AMFI] to [Current ARN Validity To — Verify at AMFI]
EUIN	E101905 — Mr. Viral Vijay Bhatt
IRDAI Reg. No.	[IRDAI Reg. No. — Update when available]
Registered Address	Office No 232, 2nd Floor, City Of Joy Ecstasy, JSD, Near Flyover, Near Railway Station, Mulund West, Mumbai, Maharashtra – 400080
Phone & WhatsApp	+91 9819978955
Email	viralbhatt@moneymantra.info
Website	www.moneymantra.info

Last updated: May 2026 | Money Mantra | ARN-95076