Rights & Obligations of Investors

Your Rights as an Investor

Right to Full Disclosure: Receive SID, SAI, and KIM before investing — free of charge from Money Mantra.
Right to Commission Transparency: Know the trail commission earned by Money Mantra. Visible in your CAS and on our Commission Disclosure page.
Right to Risk Profiling: A suitability assessment before any recommendation.
Right to Grievance Redressal: File a complaint and receive resolution. Escalate to AMFI, SEBI SCORES, and SMART ODR.
Right to Direct Plans: Invest directly through AMCs at lower expense ratios. We will inform you of this option on request.
Right to Change Distributor: Transfer your ARN to another distributor at any time without charges.
Right to Data Privacy: Your data is protected under DPDPA 2023. See our Privacy Policy.
Right to Unsuitability Warning: If a scheme is outside your risk profile, we must inform you in writing before proceeding.

Complete Your KYC: Mandatory before any mutual fund investment.
Read Scheme Documents: Read SID, SAI, and KIM before investing.
Provide Accurate Information: Accurate personal, financial, and FATCA/CRS details.
Update Contact Details: Keep mobile, email, and bank account updated.
Update Nomination: Ensure nomination details are current.

Legal Name / Entity	Viral Vijay Bhatt (Proprietor — Money Mantra)
Entity Type	Individual / Proprietorship
CIN	[CIN — Not publicly disclosed. Update when available]
PAN	[PAN — Update when available]
AMFI MF ARN	ARN-95076 \| Initial Reg: [Initial ARN Registration Date — Verify at AMFI] \| Valid: [Current ARN Validity From — Verify at AMFI] to [Current ARN Validity To — Verify at AMFI]
EUIN	E101905 — Mr. Viral Vijay Bhatt
IRDAI Reg. No.	[IRDAI Reg. No. — Update when available]
Registered Address	Office No 232, 2nd Floor, City Of Joy Ecstasy, JSD, Near Flyover, Near Railway Station, Mulund West, Mumbai, Maharashtra – 400080
Phone & WhatsApp	+91 9819978955
Email	viralbhatt@moneymantra.info
Website	www.moneymantra.info

Last updated: May 2026 | Money Mantra | ARN-95076